About

The methodology was written first.

ECL Pro Solutions builds expected credit loss models and software for corporate and public sector finance teams in the GCC. The aim is a provision a finance team can stand behind, without hiring its own quantitative staff.

ECL Pro Solutions was founded in Dubai in 2026. Before that we had spent years building and reviewing IFRS 9 models, and we kept meeting the same problem at GCC corporates and finance companies. A CFO who needed a defensible IFRS 9 number each reporting period had two options: a spreadsheet with no audit trail, or an enterprise credit-risk suite built and priced for a large bank. Neither was meant for a finance team with a handful of entities and a year-end to close. We built a platform that covers the simplified and general approaches under IFRS 9, and IPSAS 41 for public sector entities, with an audit trail, governed management overlays and someone to call when the auditors have questions. Where a workbook is enough, we sell a standalone Excel model. ERP integration, market data and consulting are there when a client needs them.

How we work

Methodology first
Each calculation follows a written methodology, and the document is yours to give to your board and your auditor.
Recorded as it happens
Inputs, assumptions and approvals are recorded at the time they are made, which means there is nothing to reconstruct at year-end.
The tool matches the book
Some entities need a workbook and some need a platform. We sell both, and we will tell you which one fits.
Written for this region
Forward-looking inputs such as oil price and real estate indicators, and the reporting conventions used by GCC and public sector entities.

Team

Founding partners

Leadership team

The founding team has built, validated and audited IFRS 9 impairment models for banks, finance companies and corporates across the Middle East and Africa, and has reviewed other people's models on behalf of auditors and supervisors. That review work shapes how we build: we know which questions get asked. The quantitative background covers credit risk and IFRS 9, derivatives pricing and valuation adjustments (XVA), FX risk, and postgraduate statistics and machine learning.

IFRS 9 and credit risk
Model validation and review
Derivatives pricing and XVA
MSc-level statistics and machine learning

Model review and challenge

Advisory and review panel

Before a methodology goes to a client, it is reviewed by people with supervisory and external-audit backgrounds. They test the staging rules, forward-looking scenarios and disclosures the way an auditor or regulator would. That cuts the surprises at year-end.

What we do not do

We do not provide audit or assurance services, and we do not sign off provisions.
We do not guarantee audit outcomes. Our job is to make each figure traceable so that your team can support it.

Walk through it on sample data before year-end

We walk through the method, the audit trail and the exports on a sample book, then talk about your entities.

Book a demo Product

The methodology was written first.

How we work

Methodology first

Recorded as it happens

The tool matches the book

Written for this region

Team

Leadership team

Advisory and review panel

What we do not do

Walk through it on sample data before year-end